GESTI is a financial technology platform that connects people and businesses in Colombia with a curated network of regulated lenders and financial products — in minutes, not weeks.
GESTI's matching engine reads your profile once and routes it to the lenders and financial institutions most likely to approve it — so you stop filling the same form six times.
Free-use personal loans, payroll-linked credit, and credit lines from regulated entities, ranked by real approval likelihood for your profile — not just advertised rates.
Working capital, invoice factoring, and equipment financing for independent workers and small businesses, matched against lenders that actually serve your sector and city.
If you're juggling several obligations, we surface consolidation and refinancing options from partner entities so you can compare total cost before committing.
Life, unemployment, and asset-protection products bundled with financing offers, sourced only from licensed insurers in our partner network.
A plain-language read of your credit profile — what's helping it, what's holding it back, and what a lender is actually likely to offer you today.
Short, practical guides on interest, amortization, and credit building, written for people comparing real offers — not financial theory.
A short form — amount, purpose, and basic financial details. No documents to upload yet, no visit to a branch.
GESTI checks your request against the live criteria of our partner lenders and returns only the offers you have a real shot at.
You review terms side by side and finish the process straight with the financial institution you choose. GESTI never disburses funds or sets your rate.
GESTI was founded in Bogotá by a team from banking, credit risk, and software, tired of watching people fill out the same loan application five different times with five different outcomes.
We are a technology company — not a bank and not a lender. Our product is the matching layer between what people need and what regulated institutions are actually willing to offer.
GESTI operates as an independent technology intermediary. When you submit a request through our platform, we compare it against current criteria published by our network of regulated financial entities and surface the matches that fit — but every disbursement, contract, and interest rate is set and executed directly by that entity, under its own license and supervision.
Our team keeps the engine current: partner criteria change weekly, and our systems are built to reflect that in real time so the offers you see are ones you can actually get.
Headquartered in Bogotá D.C., GESTI serves users across Colombia's main cities and is expanding its partner network across the region.
GESTI never holds your money. Our infrastructure exists to move information safely between you and licensed financial institutions.
Every field you submit is encrypted in transit and at rest, and shared only with the specific entity evaluating your request.
Your data moves to a lender only after you explicitly authorize that specific match — never bundled or sold in bulk.
Automated systems watch every session for anomalies and flag suspicious activity before a match is completed.
Every institution in our network is vetted and verified against Colombian financial regulation before it can receive a single request.
No. GESTI SAS is a technology platform that connects users with regulated third-party lenders. We do not lend money, set interest rates, or approve credit ourselves.
No. Submitting a request and reviewing matched offers on GESTI is always free. Any cost of the financial product itself is disclosed by the lender before you accept.
Reviewing preliminary matches on GESTI does not itself constitute a formal credit inquiry. A lender will tell you separately if their final approval step involves one.
The lender. Once you accept an offer, your contract and all payments are directly between you and the financial institution that approved it.